America's Mortgage Company

Helping real estate professionals achieve their purchase and investment goals, Capital City Financial was formed to specialize in alternative lending products. Our programs have been developed over years to include fixed and adjustable-rate mortgages (ARMs) for residential and commercial properties.  Our lending footprint covers the entire United States as well as most countries outside the U.S. We offer our programs and services through the following distinct verticals:  Consumer Direct Lending, Investor Lending, and Correspondent Lending.  Throughout the mortgage industry, Capital City is widely known for responsible lending practices, product innovation and operational efficiency.

Capital City Financial is a private money lender, specializing in the financing of non-owner occupied residential and commercial investment properties. Cap City provides Real Estate Investors with a fast and cost-effective funding source for their real estate investment needs.

Capital City Financial is your one-stop lender for Fix and Flip, Bridge, Rental, Rehab, Long Term, Multifamily and Commercial loans.

We have a program for you with FICOs down to 400 as well as financing 100% of the purchase price.

We won't make you jump through hoops to get access to financing. If your investment makes sense, we will finance it.

To get the process started, just send us an email or give us a phone call.

It's that simple.